Contact

National Mortgage Authority operates as a national-scope mortgage professional directory, and this page defines how inquiries directed to this reference property are handled. The sections below describe response timelines, the types of contact channels available, how to route a specific inquiry, and the geographic boundaries of the directory's coverage. This is a reference and directory resource — not a lender, broker, or regulatory body — and contact handling reflects that scope.

Response expectations

Inquiries submitted to National Mortgage Authority are processed by an editorial and directory operations team responsible for maintaining listing accuracy, classification integrity, and structural compliance across the directory. Response timelines vary by inquiry type.

Standard response windows by inquiry category:

1. Listing correction or data dispute — acknowledged in a timely manner; resolution communicated in a timely manner, depending on verification requirements.
2. New listing submission or professional profile request — acknowledged in a timely manner; eligible submissions reviewed against licensing and classification criteria before publication.
3. Editorial or content accuracy concern — acknowledged in a timely manner; factual corrections tied to named public sources (such as the Consumer Financial Protection Bureau or the Nationwide Multistate Licensing System, NMLS) are prioritized for rapid resolution.
4. Regulatory or compliance reference queries — these are directed to the appropriate public agency; this directory does not provide legal, financial, or regulatory advice.
5. Partnership, syndication, or data licensing inquiries — reviewed on a rolling basis; no guaranteed review process for unsolicited commercial proposals.

Inquiries lacking a clear subject category, professional affiliation, or specific page reference may receive delayed responses. Messages that request legal interpretation of mortgage statutes — including Regulation Z under the Truth in Lending Act (12 CFR Part 1026) or Regulation X under the Real Estate Settlement Procedures Act (12 CFR Part 1024) — are outside editorial scope and will be redirected to the CFPB or applicable state regulator.

Additional contact options

Beyond direct email, the following channels and resources support common inquiry types:

• NMLS Consumer Access portal (nmlsconsumeraccess.org): The authoritative federal registry for verifying mortgage loan originator licensing status across all 50 states and U.S. territories. Licensing disputes or credential verification requests should be routed here rather than to this directory.
• CFPB complaint portal (consumerfinance.gov/complaint): For consumers with unresolved complaints against a mortgage lender, servicer, or originator. This directory does not mediate consumer-lender disputes.
• HUD-approved housing counseling agencies (hud.gov/i_want_to/talk_to_a_housing_counselor): The U.S. Department of Housing and Urban Development maintains a national network of over 1,500 approved housing counselors for borrowers seeking neutral guidance on loan options, foreclosure prevention, or homebuying readiness.
• State mortgage regulatory agencies: Each state operates its own division of financial regulation. California's Department of Financial Protection and Innovation (DFPI), for example, licenses and supervises mortgage brokers and servicers under the California Financing Law. Comparable agencies exist in all 50 states and handle licensing enforcement within their jurisdictions.

For inquiries specifically about how this directory is structured and classified, or for guidance on navigating available listings, the Mortgage Listings section reflects the current published inventory.

How to reach this office

Direct written inquiries to the editorial operations team at:

Email: eli.rosales@authoritynetworkamerica.com

When submitting a listing-related inquiry, include the following to expedite processing:

1. The specific page URL or listed professional's name in question
2. The nature of the issue (inaccuracy, omission, duplicate entry, licensing status change)
3. A reference to the verifying source — for licensing matters, an NMLS license number and corresponding NMLS Consumer Access record is the standard documentation baseline
4. The submitter's professional affiliation or role, if applicable

Inquiries submitted without a specific page reference or verifiable source are classified as general feedback and processed at lower priority than documented correction requests. Anonymous submissions are accepted but may not receive individual responses if the concern cannot be independently verified.

Regulatory classification references used in editorial decisions — including loan originator definitions under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), 12 U.S.C. § 5102 — are drawn from named federal statutes and agency guidance, not from third-party interpretation.

Service area covered

National Mortgage Authority indexes mortgage professionals and related service providers operating within the United States, including all 50 states, the District of Columbia, and U.S. territories where NMLS licensing frameworks apply. The directory does not cover mortgage professionals operating exclusively under foreign licensing authority or those without a valid NMLS Unique Identifier.

Coverage prioritizes professionals holding active licensure in one or more of the following federally recognized categories:

• Mortgage Loan Originator (MLO) — licensed under state law in compliance with SAFE Act minimum standards, as administered through NMLS
• Mortgage Broker — state-licensed entities facilitating loan placement between borrowers and wholesale lenders
• Mortgage Servicer — entities responsible for payment collection, escrow administration, and loss mitigation, subject to Regulation X oversight
• Mortgage Lender / Depository Institution — banks and credit unions subject to federal chartering under the Office of the Comptroller of the Currency (OCC) or the National Credit Union Administration (NCUA)

The directory draws a structural distinction between federally chartered depositories — supervised by the OCC, Federal Reserve, or FDIC — and non-depository mortgage companies, which are licensed exclusively at the state level through NMLS. This distinction affects both the licensing verification pathway and the regulatory body with primary supervisory jurisdiction over any listed professional. Inquiries about a specific professional's regulatory status should be directed to NMLS Consumer Access or the relevant state agency rather than to this directory.